You can get a quote for auto insurance online. To obtain more answers to your car insurance queries contact customer service for support.
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Auto insurance benefits you need
Choose auto insurance that’s more than coverage. We take care of you with personalized benefits to save money, manage policies, and get support the moment you need it.
Car insurance discounts
Allstate rewards you for driving safely and has discounts for
student drivers, retirees, and more.
Easy online access to policies
Register with myAllstate and manage policies anytime, anywhere
on the Allstate app.
Repair services, covered
Get guaranteed repair coverage from our large Priority Repair
Option (PRO) shop network.
On-call 24/7 assistance
Help is a call away with claim specialists and Roadside
Assistance available anytime.
Choose the right auto coverage for you
Every driver has unique needs. Find car insurance options designed to fit your lifestyle, from basic coverage to upgraded policies with more protection.
Mandatory coverages
- Liability coverage for an accident causing injury or death, vehicle or property damage.
- Accident benefits to cover medical bills, rehabilitation, funeral costs, and loss of income due to disability.
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Enhanced coverages
- Specified perils coverage for losses caused by fire, types of severe weather, theft, civil disturbances, transport collisions, and more.
- Collision or upset coverage for losses caused by a vehicle collision with an object.
- Comprehensive coverage for losses not under Collision or Upset including damage from vandalism, falling objects, and more.
- All perils protection that combines Collision or Upset and Comprehensive coverages.
Additional coverages
- Claim forgiveness that stops rates from going up** when you make your first claim.
- Disappearing deductible for $100 off each year a driver doesn’t file a covered claim.***
- Ticket forgiveness/minor conviction surcharge waiver so rates don’t rise after a ticket for a minor driving offense.****
- Loss of use coverage for rental car or taxi costs while your vehicle is being repaired as a result from damage or theft.
- Damage to a non-owned vehicle coverage for accidents like damage to a rental car.
- Waiver of depreciation to help get the full value of your new car in a covered claim.
- Ridesharing coverage for rideshare drivers to meet both private and commercial insurance needs.
Protect More and Pay LessBundle your home and auto today.
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Car insurance FAQs
How can I get an auto insurance quote?
What are deductibles?
Your limit is the total amount we'll pay if you make a claim on a covered loss. Your deductible is the portion of the claim you pay. For example, if you have an accident which causes $2,000 in damage to your car and you have a $500 deductible, you will pay the first $500 and we would pay the remaining $1,500.
How do limits and deductibles impact the cost of my car
insurance?
Your premium will be higher if you have a higher limit and a lower deductible. When choosing the deductible that’s right for you, think about how much you could afford to pay if you were involved in an accident that resulted in damage to your car. If you have a lower deductible, you'll pay less out-of-pocket costs when you make a claim, however you'll pay a higher premium.
Does Allstate insure other types of vehicles like motorcycles
and motorhomes?
Yes. Allstate offers insurance coverage for other vehicles including:
- Motorcycles
- ATVs
- Snowmobiles
- Boats/Watercraft
- Motorhomes, trailers
What does your auto insurance policy cover if personal items are
stolen from your vehicle?
Your vehicle is covered by auto insurance, but most personal items that you may carry in your vehicle would be covered under your home, condo or tenant insurance policy (if you have one).
Legal
Terms and conditions apply. This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions which apply to the coverage described. The wording of the actual policy and local law will govern. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate *Savings value current as of March 2024. Inclusive of all other discounts as applied to Allstate’s base rates. Coverage, perils, discounts and availability may vary by region. Rates and discounts subject to change. **Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.***Not available for motorcycles or recreational vehicles. If no claims occur during a policy term, the deductible(s) on the qualifying vehicle(s) will automatically be reduced by $100 for a 12 month policy term or $50 for a 6 month policy term (to a minimum of $0) on the next policy renewal. Any vehicle to which this feature applies will be identified on the Certificate of Automobile Insurance. Where more than one vehicle is insured under this contract, this feature only applies to the vehicle(s) specifically identified. Claim Forgiveness does not protect your Disappearing Deductible.****"Minor driving offence" refers to certain minor convictions in the Highway Traffic Act, R.S.O. 1990, c. H.8 . Rates will not be increased or surcharged if insured has no more than one minor Highway Traffic Act conviction every 3 years. Available to customers in Ontario only.